Corporate Loans

WHAT WE DO

We advise and arrange the full spectrum of borrowings

Term loans

  • Project loans for new / expansion of manufacturing facilities
  • Real Estate project finance
  • Loan Against Property (upto 100% of the property values)
  • Corporate Loan (Unlisted shares can be accepted as part collateral)
  • Loan for purchase of standalone machinery
  • Loan against encumbrance free machinery already owned
  • Construction of Commercial / Industrial property / Warehouse for rent
  • External Commercial Borrowings
  • Big Ticket Lease Rent Discounting proposals

Working Capital loans

  • Cash Credit
  • Working Capital Term Loan
  • Secured Loan (No need for Stock statements)

Non Fund Based Limits

  • Letters of Credit – At Sight / Usance
  • Bank Guarantee
  • Collateral & Margin free Non Fund Based limits (LC & Bank Guarantees)

Unsecured loans

  • Hire purchase finance
  • Machinery leasing
  • LC / Non-LC Bill Discounting
  • Corporate Loans
  • Unsecured Business Loans
  • Purchase bill discounting

We have deep and established relationships through past employment or business dealings with almost all major national / regional banks and financial’s institutions, overseas lenders, global finance companies and a few private lending groups.

We are sector agnostic (but subject to institutional rules) and encourage all serious small / medium enterprises to talk to us or our associates to explore financial options.

This service is success fees based.

HOW WE DO

Our method is time bound and transparent. We (or our associates) will ask you to follow the basic steps as below:

Step 1 : Information Memorandum / Teaser (IM/T) – a short (maximum 3 page) note on your company background,
Promoters’ introduction, Financial highlights so far, Key ratios, financial projections, requirement and purpose
of finance. Click here to download the format

Step 2 : We check and advise you if the IM/T is doable with reference to your company’s standing,
industry situation and the kind of finance you need. If doable, we provide you our draft mandate.

Step 3 : Sign mandate and return to us.

Step 4 : Detailed document list is provided by us.
Click to Download List of Documents required

Step 5 : Document submission and scrutiny by our analyst team and risk team. Preparation of note for the institution(s) / investor(s) / lender(s) we feel will best match the need.

Step 6 : Follow through and personal discussion (if required). Get Term Sheet.

Step 7 : In-principle confirmation of acceptance of Term Sheet and Sanction Letter / Investment Agreement.

Time taken from Step 1 to 6 is 4-6 weeks provided we get documentation quickly and on demand.
Sanction letter or investment agreement is dependent on financier processes and we do not control it.

OUR SUCCESS STORIES

We have serviced clientele with the following profile. Our Non-Disclosure Agreement with our clients does not permit us to name them specifically.

Rupees in Lac
International Trading arm of a leading brewery from Bangalore – Export Packing Credit
450
South Indian Chain of restaurants with head quarters at Chennai – Long Term Loan
1150
Leading FMCG Distributor at Bangalore – Innovative financing schemes – Working Capital
800
Software company in Spatial Solutions – Venture Capital
350
Garment Manufacturing unit – Term Loan
400
Bangalore’s finest Lake based Entertainment Centre – Long Term Loan
800
Reputed Apartment Builders –
800
552
900
Reputed Electronic / Networking products company
1250
Long Term loan for an IT Park
900
Infrastructure Company – Fund based & Non Fund Based (Bangalore)
14000
Infrastructure Company – Fund based & Non Fund Based (Hyderabad)
7500
RFID related software & hardware project
400
Mortgage Loan against a Property rented out to a college
1025
Micro Finance company – PALAKKAD
600
IT Company in Data Leak Prevention space
400
Agri. Processing company – GUWAHATI
300
Working Capital Facilities for a reputed NBFC – KOCHI
2000
3000
5000
5000
3000
Apartment Developer at Chennai
1500
Corporate gifting products company at Bangalore
850